Automated Investing for September 2017
Maybank Kim Eng Monthly Investment Plan (Maybank KE MIP)
- Buy 29 units of SPDR STI ETF (SGX:ES3) at S$3.27 per unit on 8 September 2017
- Buy 88 units of Nikko AM REIT ETF (SGX:CFA) at S$1.092 per unit on 8 September 2017
- Transaction costs of S$2
- Buy 30 units of Nikko AM STI ETF (SGX:G3B) at S$3.33 per unit on 15 September 2017
- Buy 85 units of ABF SG Bond ETF (SGX:A35) at S$1.168 per unit on 15 September 2017
- Transaction cost of S$1.50
OCBC Blue Chip Investment Plan
- Buy 447 units of Nikko AM STI ETF (SGX:G3B) at S$3.34 per unit on 22 September 2017
- Transaction cost of S$5
Total invested amount in ETFs of S$1,900 using Automated Investing for September 2017 with transaction costs of S$8.50.
Buy units of the following Vanguard UK-listed ETFs (LSE) on Stan Chart Online Equity Trading Platform:
- Vanguard FTSE Emerging Markets UCITS ETF (VDEM)
- Vanguard FTSE Developed World UCITS ETF (VDEV)
- Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETFS (VDPX)
- Vanguard FTSE All-World High Dividend Yield UCITS ETF (VHYD)
- Vanguard S&P 500 UCITS ETF (VUSD)
- Vanguard FTSE Developed Europe UCITS ETF (VEUD)
Total amount invested with Vanguard UK-listed ETFs is S$1,500 for September 2017.
- Funds transfer of S$700 invested in US-listed ETFs
- Funds transfer of S$400 invested in US-listed ETFs
Total amount invested with Robo-Advisors is S$1,100 for September 2017.
The bank monthly investment plans went on as per usual and I’m glad the purchase unit prices are lower in Sep 2017 compared to Aug 2017. It was about time the markets came down from such highs, even if it’s only a small drop in prices. I set up a StashAway robo-advisor account in Sep 2017 and did 2 x one time transfers of S$100 along with the monthly transfer of S$100. That is why the funds transfer into our StashAway accounts is S$700, which is S$300 more than the funds transfer of S$400 into her Smartly account for Sep 2017.
The interesting thing about Sep 2017 is that I restarted the manual Dollar-Cost Averaging (DCA) of 6 selected Vanguard UK-listed ETFs (LSE). They form a separate global portfolio that is designed to compete against our StashAway and Smartly accounts. I figured it’s better for us to be more consistent in the way we invest and start deploying our cash more regularly. We have been changing our approach quite a bit and it’s time to stick to the one that works for us in the long run.
It was a busy weekend for us as we met up with friends and shopped for stuff to get ready for our upcoming trip to the South of France. Looking forward to getting away from Singapore for a while before the end of the year. I don’t have much on then as we will probably just unwind and finish up the year 2017 by celebrating Christmas and welcome the new year 2018.
We have quite a bit planned for next year. A ski trip to Alpbach (Austria) in Feb 2018 with a stopover in Munich (Germany). And a big trip to London (UK) and Iceland in Apr 2018 to celebrate my wife’s 30th birthday with her good friends. It should be a significant milestone for us as we start the second decade of our wealth accumulation life cycle.
The first decade has been an exciting time for us as we built up life and work experience while trying out different saving and investing strategies. I feel like all the work we have done, mistakes we have made, led us up to this point and it will be time to get serious in 2018. I’m sure after I finish my financial update in Dec 2017, I will be in a better position to articulate how we will ramp up our wealth accumulation from 2018 onwards.