Automated Investing for June 2018: S$1,300
Maybank Kim Eng Monthly Investment Plan
- Buy 27 units of SPDR STI ETF (SGX: ES3)
- Buy 27 units of Nikko AM STI ETF (SGX: G3B)
- Buy 96 units of Lion Phillip S REIT ETF (SGX: CLR)
- Buy 88 units of Nikko AM REIT ETF (SGX: CFA)
- Buy 67 units of Philip APAC REIT ETF (SGX: BYJ)
POSB Invest-Saver
- Buy 28 units of Nikko AM STI ETF (SGX: G3B)
- Buy 89 units of ABF SG Bond ETF (SGX: A35)
OCBC Blue Chip Investment Plan
- Buy 175 units of Nikko AM STI ETF (SGX: G3B)
Manual Investing for June 2018: S$9,100
- Buy 10 units of Vanguard FTSE All-World High Dividend Yield UCITS ETF (LSE: VHYD)
- Buy 10 units of Vanguard FTSE Emerging Markets UCITS ETF (LSE: VDEM)
- Buy 500 units of SPDR STI ETF (SGX: ES3)
- Buy 200 units of Philip APAC REIT ETF (SGX: BYI)
- Buy 500 units of Starhub (SGX: CC3)
- Buy 400 units of M1 (SGX: B2F)
- Buy 700 units of Singtel (SGX: Z74)
- Buy 4,000 units of Astrea IV bonds (SGX: RMRB)
Robo-Advisor Investing for June 2018: S$1,600
StashAway
- Funds transfer of S$800 invested in US-listed ETFs
Smartly
- Funds transfer of S$800 invested in US-listed ETFs
Total Invested Amount for June 2018: S$12,000
With the drop in equity markets, I made manual investments in telecommunication stocks and ETFs. It was a good opportunity to use up some of my investment cash, which has been building up for a while now. I’m happy to take my time with its utilization though, not in any rush to get it invested. Patience is important because I want to take advantage and buy during the dips but not use up too much of my investment cash while waiting for the crashes.
I realise regular monthly investing helps to make me more patient since I don’t feel like I’m missing out on the price actions and market events. Just a matter of choosing which ones I want to participate in more. Like the one this month in June 2018. Equity markets (especially the developing economies) got spooked by trade-war fears and I was okay to take more long positions in ETFs. Same goes for telecommunication stocks with the entry of new competitors.
Our jobs are stabilising with each month and we now have the time to plan our holidays for the second half of the year. At this stage, it’s looking like Malaysia, Croatia, Australia and we hope to travel every 2 months. Maybe even a ski tip to France, Switzerland or Japan at the start of next year (Jan 2019) if we can find a way to make it happen.
To be honest, we are not expecting any promotions, decent increases in salaries or bonuses in our next performance review given how the year is going. It just seems to be more of a maintenance and adjustment year where we get used to the higher levels of workload, expectation, stress and pressure. I don’t think it’s time for us to start looking outside our current firms and job roles even though I am starting to see some movement as our colleagues leave for higher paying and level positions.
It’s nice to know the current employment market in our industry and field/sector is not too bad. Just wondering whether it’s time for us to start planning our exit strategies in case something happens. Start understanding our market values and which firms and areas we can go into from here.